Terms and conditions

MGH FX www.mghfx.com

TERMS AND CONDITIONS

Effective Date: May 1, 2025

Last Updated: May 15, 2026

Website: www.mghfx.com

Operator: MGH FX (hereinafter “Company”, “we”, “us”, or “our”)

Contact: lnfo@mghfx.com

IMPORTANT NOTICE – PLEASE READ CAREFULLY: These Terms and Conditions contain a comprehensive risk disclaimer and limitation of liability clause. Trading in forex, cryptocurrencies, and other financial instruments involves substantial risk of loss. The products and tools sold on this Website are for educational and informational purposes only and do not constitute financial, investment, or trading advice. You may lose some or all of your invested capital. By using this Website, you agree to be bound by these Terms.

1. Agreement to Terms

By accessing, browsing, or using the Website www.mghfx.com, or by purchasing any product or service available thereon, you (“User”, “you”, or “your”) agree to be legally bound by these Terms and Conditions (“Terms”), our Privacy Policy, and any other policies referenced herein, all of which are incorporated herein by reference. If you do not agree to these Terms in their entirety, you must immediately cease using the Website and refrain from making any purchases.

These Terms constitute a legally binding agreement between you and MGH FX. We reserve the right to modify these Terms at any time. Your continued use of the Website following any modifications constitutes your acceptance of the updated Terms.

Overview

This website is operated by Throughout the site, the terms “we”, “us” and “our” refer to . MGH Products offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms and Conditions”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms and Conditions apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, others who access or use the Service and/ or contributors of content.

By accessing or using any part of the site, you agree to be bound by these Terms and Conditions. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms and Conditions are considered an offer, acceptance is expressly limited to these Terms and Conditions.

Any new features or tools which are added to the current posts and store shall also be subject to the Terms and Conditions. You can review the most current version of the Terms and Conditions at any time on this page. We reserve the right to update, change or replace any part of these Terms and Conditions by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Definitions

Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to MGH Products.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third party that may be displayed, included or made available by the Service.
Website refers to MGH Products, accessible from……نتدعدعهذدع
You mean the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Tools & products means some of our services.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to the laws of [your address].

Your acceptance of these terms

By using this site, you signify your acceptance of these terms.

2. Eligibility

You must be at least 18 years of age (or the legal age of majority in your jurisdiction, whichever is greater) to use this Website or purchase our products.
By using the Website, you represent and warrant that you have the legal capacity to enter into a binding agreement.
Our products and services are not available to persons located in jurisdictions where the sale or use of such products is prohibited by applicable law.
By making a purchase, you confirm that you are compliant with all applicable laws in your jurisdiction regarding the use of trading tools and financial software.

3. Nature of Products and Services

MGH FX offers digital products, tools, software, educational materials, and related services designed to assist traders in analyzing financial markets, including but not limited to forex, cryptocurrency, commodities, and indices markets (“Products”).

CRITICAL DISCLAIMER: All Products sold by MGH FX are provided solely for educational, informational, and analytical assistance purposes. They are NOT:

Financial advice, investment advice, or trading advice of any kind
A recommendation to buy, sell, or hold any financial instrument or asset
A guarantee of trading profit or any specific trading outcome
A substitute for professional financial or legal advice
A regulated financial service in any jurisdiction

No information, tool, signal, indicator, algorithm, strategy, or any other product or content provided through this Website should be construed as financial advice or a solicitation to engage in any investment or trading activity.

4. Comprehensive Risk Disclaimer

RISK WARNING: Trading in forex, cryptocurrency, CFDs, commodities, indices, and other financial instruments involves a significant risk of loss and is not suitable for all investors. The high degree of leverage available in financial markets can work against you as well as for you. Before deciding to trade, you should carefully consider your investment objectives, level of experience, and risk appetite. You may sustain a total loss of your initial investment capital and may be required to deposit additional funds. Past performance is not indicative of future results.

4.1 Specific Risks

Market Risk: Financial markets are highly volatile and unpredictable. Prices can change rapidly, and you may experience significant losses in a very short period.
Leverage Risk: Using leverage amplifies both potential profits and losses. Leveraged trading can result in losses exceeding your initial deposit.
Liquidity Risk: In certain market conditions, it may be difficult or impossible to execute trades at desired prices.
Technology Risk: Electronic trading systems are subject to technical failures, interruptions, and cyberattacks.
Regulatory Risk: Laws and regulations governing financial markets vary by jurisdiction and are subject to change, which may affect your ability to trade.
Currency Risk: Fluctuations in exchange rates may adversely affect the value of your positions.
Counterparty Risk: The insolvency or default of a broker or counterparty may result in financial loss.
Cryptocurrency-Specific Risk: Cryptocurrencies are particularly volatile, unregulated in many jurisdictions, and may be subject to hacking, fraud, and total loss of value.

4.2 No Guarantee of Results

MGH FX makes no representations, warranties, or guarantees, express or implied, that: (a) any Product will generate trading profits; (b) any Product is suitable for any particular trading strategy or style; (c) any signals, indicators, or algorithms will perform as expected in live trading; or (d) the use of our Products will prevent or reduce trading losses.

Any historical performance data, examples, or testimonials presented on our Website are for illustrative purposes only and do not guarantee future results. Individual results may vary substantially.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

5.1 MGH FX, its owners, directors, employees, affiliates, agents, licensors, and service providers (collectively, “Company Parties”) shall NOT be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

Any trading losses, loss of profits, or loss of capital arising from the use of our Products
Losses resulting from reliance on any information, signals, indicators, strategies, or tools provided through the Website
Business interruption, loss of revenue, or loss of data
Personal injury or property damage of any nature
Any unauthorized access to or use of our servers and/or any personal information stored therein
Errors, mistakes, or inaccuracies of content on the Website
Any other losses arising from the use of, or inability to use, the Website or its Products

5.2 This limitation of liability applies regardless of the legal theory on which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, even if the Company Parties have been advised of the possibility of such damages.

5.3 In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability shall be limited to the maximum extent permitted by applicable law. In no event shall our total aggregate liability exceed the amount paid by you for the specific Product giving rise to the claim in the twelve (12) months preceding the event.

6. Indemnification

You agree to defend, indemnify, and hold harmless MGH FX and its Company Parties from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

Your use of the Website and Products
Your violation of these Terms
Your violation of any third-party right, including intellectual property rights
Your violation of any applicable law or regulation
Any trading decisions or financial losses you incur as a result of using our Products
Any content you submit, post, or transmit through the Website

7. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, software, algorithms, trading tools, indicators, and other materials (“Content”), is the exclusive property of MGH FX or its licensors and is protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Products solely for your personal, non-commercial trading purposes. You may not:

Copy, reproduce, distribute, or publicly display any Content without prior written permission
Modify, adapt, translate, or create derivative works based on our Products
Reverse engineer, decompile, or disassemble any software or algorithm
Sell, resell, rent, lease, or sublicense our Products to any third party
Remove or alter any proprietary notices or labels on our Products

8. Purchases and Payment

8.1 Pricing and Payment Methods

All prices are listed in the currency displayed on the Website at the time of purchase. We accept the following payment methods:

PayPal
Google Pay
Apple Pay
Credit Cards (Visa, Mastercard, and others)
Debit Cards (Visa, Mastercard, and others)
Link by Stripe
Other payment methods as displayed at checkout

By providing payment information, you represent and warrant that you are authorized to use the designated payment method and authorize us to charge the total amount of your order, including any applicable taxes and fees.

8.2 Payment Security

All payment transactions are processed by PCI-DSS compliant third-party payment processors. We do not store your full payment card details on our servers. By making a purchase, you agree to the terms and conditions of the relevant payment processor.

8.3 Taxes

You are solely responsible for determining and paying any applicable taxes, duties, levies, or other charges in your jurisdiction in connection with your purchase. We may be required to collect VAT, GST, or other taxes in certain jurisdictions as required by applicable law.

8.4 Pricing Errors

We reserve the right to correct any pricing errors and to cancel or refuse any orders placed at an incorrect price. We will notify you of any such correction and provide you the option to proceed at the correct price or receive a full refund.

9. Refund and Return Policy

Due to the digital and immediately downloadable nature of our Products:

All sales are generally final. Once a digital product has been delivered or made available for download, we do not offer refunds, unless required by applicable consumer protection law.
If you have not yet accessed, downloaded, or used the Product, you may be eligible for a refund within 14 days of purchase (for EU/UK customers, in accordance with the EU Consumer Rights Directive and UK Consumer Contracts Regulations).
Refund requests must be submitted to legal@mghfx.com with your order number and reason for the request.
We reserve the right to deny refund requests where we have reasonable evidence of misuse, fraud, or excessive refund history.
In jurisdictions where mandatory consumer protection rights apply (including Australia, EU/EEA, UK, and Canada), nothing in these Terms shall limit or exclude rights that cannot be waived under applicable law.

Processing time for approved refunds: 5-10 business days, depending on your payment method and financial institution.

10. Prohibited Uses

You agree not to use the Website or Products for any of the following purposes:

Any unlawful purpose or in violation of any applicable local, national, or international law or regulation
Market manipulation, insider trading, or any other fraudulent or deceptive trading activity
Circumventing, disabling, or interfering with security-related features of the Website
Transmitting any unsolicited or unauthorized advertising, spam, or promotional material
Collecting or harvesting personal information of other users
Uploading or transmitting viruses, malware, or any other harmful code
Engaging in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website
Impersonating any person or entity or misrepresenting your affiliation with any person or entity

11. Regulatory Compliance

MGH FX sells digital trading tools and educational products globally. We are not a regulated financial institution, investment firm, brokerage, or financial advisor in any jurisdiction. We do not provide regulated financial services as defined by:

The Markets in Financial Instruments Directive (MiFID II) in the European Union
The Financial Services and Markets Act 2000 (FSMA) in the United Kingdom
The Investment Industry Regulatory Organization of Canada (IIROC) / CIRO in Canada
The Commodity Futures Trading Commission (CFTC) or Securities and Exchange Commission (SEC) in the United States
Any other financial regulatory authority globally

Our Products are not a substitute for the services of a regulated financial advisor or broker. If you require personalized financial advice, you should consult a licensed and regulated financial professional in your jurisdiction.

12. Warranties and Disclaimers

THE WEBSITE AND ALL PRODUCTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that:

The Website will be uninterrupted, error-free, or secure
Any errors or defects will be corrected
The Products will meet your specific requirements or expectations
The results obtained from using the Products will be accurate or reliable
The quality of any Products obtained through the Website will meet your expectations

Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you to the full extent.

13. Dispute Resolution and Governing Law

13.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to contact us at legal@mghfx.com and attempt to resolve the dispute informally. We will make good-faith efforts to resolve any dispute within 30 days.

13.2 Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Given our global customer base, we note the following:

For EU/EEA customers: Nothing in these Terms shall deprive you of the mandatory consumer protection rights afforded by the law of your country of residence.
For UK customers: Your statutory rights under UK consumer protection law are not affected.
For Canadian customers: Applicable provincial consumer protection laws may apply.
For US customers: Applicable state and federal consumer protection laws apply.

13.3 Arbitration (Where Applicable)

For users in jurisdictions where binding arbitration is enforceable, any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be submitted to binding arbitration in accordance with the applicable arbitration rules. Class action waivers may apply where permitted by law.

13.4 EU/UK Online Dispute Resolution

For customers in the European Union or United Kingdom, disputes may also be submitted through the European Commission Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr/.

14. Force Majeure

MGH FX shall not be liable for any delay or failure to perform its obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, government actions, internet or telecommunications failures, power outages, or cyberattacks.

15. Account Termination

We reserve the right to suspend or terminate your account and access to the Website and Products at our sole discretion, without notice or liability, for any reason, including but not limited to breach of these Terms, fraudulent or illegal activity, or abuse of our Products or services. Upon termination, your right to use the Products will immediately cease.

16. Entire Agreement and Severability

These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and MGH FX with respect to the subject matter hereof and supersede all prior agreements, understandings, and representations.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

17. Waiver

No failure or delay by MGH FX in exercising any right under these Terms shall constitute a waiver of that right. Any waiver of any provision of these Terms shall be effective only if in writing and signed by an authorized representative of MGH FX.

18. Contact Information

Inquiries: info@mghfx.com

Website: www.mghfx.com

If you have any questions or concerns about these Terms and Conditions, please contact us at lnfo@mghfx.com before using the Website or making any purchase.